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Thank goodness for savings

May 12th, 2009 at 12:04 pm

My husband's job has been crazy this year. First the company filed bankruptcy and then they were sold to another company. But the new company isn't hiring everyone. So that has been up in the air if he would be hired until about two weeks ago when he found out he would be hired. Now he is in the last few weeks before the new company takes over.

He has a negative personal time balance and knew that the company planned to take it from one of his checks. Well they are taking it out of Friday's paycheck. His check will be $300 less.

This weekend we are planning to go out of town - a trip I have been looking forward to for weeks. My husband was worried we would have to cancel since his check will be less.

Here is the beauty of budgeting and saving. I already know how much of his check will need for bills and the amount he will receive will cover it. Our weekend trip was coming from money in savings anyway, so it is already paid for. We usually 'blow' at least $100 on non-essential stuff. We'll just cut that out and we will only be down $200 - the amount he has automatically put into savings from his check. So if we really need it, we can just grab it from savings.

I'm hoping to eBay and do some online writing to make up the difference and not have to pull it from savings. Still it's nice to know it is there in savings if we need it.

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